The Government of Kerala has introduced several initiatives aimed at the welfare of its Non-Resident Keralites (NRKs). Among these, the NORKA ID Card, Pravasi Insurance, and Pravasi Pension Scheme stand out as crucial services, providing financial security and other benefits to Keralites working or residing outside the state. In this comprehensive guide, we’ll explain how to apply online for these services, their benefits, and eligibility criteria.
What is the NORKA ID Card?
The NORKA ID Card is a key identification document issued by the NORKA Roots, the official non-resident Keralites welfare agency under the Government of Kerala. This ID card acts as a unique identity for NRKs, helping them access various welfare schemes and services provided by the state.
Benefits of NORKA ID Card:
- Access to Welfare Schemes: Holders of the NORKA ID card can avail of numerous state welfare schemes, including health insurance, financial aid for returnees, and skill development programs.
- Employment Assistance: NRKs with this ID card receive job placement assistance when returning home, especially those who have lost their jobs abroad.
- Consular Assistance: In the event of emergencies abroad, the NORKA ID card facilitates quicker consular services and helps in resolving issues effectively.
- Financial Assistance: Various financial assistance programs for returning NRKs are linked to the NORKA ID card.
How to Apply for NORKA ID Card Online
Applying for the NORKA ID Card is straightforward and can be done online through the official NORKA Roots website.
Pravasi Insurance Scheme
The Pravasi Insurance Scheme is designed to offer comprehensive insurance coverage to NRKs. It provides life insurance, accident coverage, and medical benefits to Keralites residing outside the state, ensuring financial security in times of emergencies.
Key Features of Pravasi Insurance:
- Accidental Death Benefit: In case of accidental death of the insured, a lump sum amount is provided to the nominee.
- Medical Coverage: The scheme offers coverage for medical treatments, hospitalization, and surgeries, including overseas treatments.
- Disability Benefits: Permanent disability due to an accident is covered, with compensation depending on the severity of the disability.
- Return Assistance: Financial support for NRKs who are forced to return to Kerala due to medical emergencies or job loss.
How to Enroll for Pravasi Insurance Online
You can apply for the Pravasi Insurance through the NORKA Roots portal. Follow these simple steps to complete your enrollment:
- Log into the NORKA Portal: After obtaining your NORKA ID card, sign in to your account.
- Choose Insurance Plan: Navigate to the ‘Insurance Scheme’ section and select the plan that suits your needs.
- Fill Application: Provide personal and insurance-related details, including your medical history if required.
- Payment: Complete the payment for the insurance premium through the secure online payment system.
- Receive Confirmation: After submitting your application, you will receive an insurance policy document and confirmation email.
Pravasi Pension Scheme
The Pravasi Pension Scheme offers a secure future for NRKs by providing a monthly pension after they reach the age of 60. It is aimed at ensuring a regular income for non-resident Keralites who might not have any other pension benefits or savings.
Benefits of the Pravasi Pension Scheme:
- Monthly Pension: The insured receives a regular monthly pension post-retirement.
- Low Contribution: The scheme requires a minimal monthly contribution, making it accessible to a broad range of NRKs.
- Financial Security: This scheme ensures financial stability during old age, offering peace of mind to NRKs.
How to Apply for Pravasi Pension Scheme Online
The process of applying for the Pravasi Pension Scheme is also facilitated online through the NORKA Roots website.
Steps to Apply:
- Visit the NORKA Website: Go to the ‘Pravasi Pension’ section under the welfare schemes tab.
- Complete Registration: You must first have a valid NORKA ID card to proceed. Log in using your credentials.
- Fill Out the Pension Form: Provide personal details, NRK status, and the amount you wish to contribute monthly.
- Submit Documents: Upload proof of identity, NORKA ID, and address.
- Online Payment: Pay the subscription amount as per your chosen pension plan.
- Confirmation: Once submitted, you will receive a confirmation message along with your pension scheme details.
Why These Schemes are Essential for NRKs
These welfare schemes have been thoughtfully designed to provide long-term benefits to NRKs, addressing the various financial, health, and employment challenges that Keralites abroad often face. The NORKA ID card serves as a gateway to these schemes, making it easier for NRKs to avail themselves of the Pravasi Insurance and Pension services.
With the online application process made simple and transparent, the NORKA Roots has ensured that all NRKs, regardless of their location, can easily access the support they need.
If you’re an NRK, applying for the NORKA ID card, Pravasi Insurance, and Pravasi Pension Scheme is a step toward securing your financial future and ensuring assistance in times of need.
Steps to Apply:
- Visit the Official Website: Go to the NORKA Roots website (https://norkaroots.org).
- Register: Click on the ‘ID Card Registration’ option. You will be prompted to create an account with basic details like your name, address, and passport number.
- Submit Application: After registration, log in and fill out the ID card application form with all necessary details.
- Upload Documents: Attach scanned copies of your passport, visa, and a recent passport-sized photograph.
- Pay Fees: Pay the nominal registration fee through an online payment gateway.
- Confirmation: Upon successful submission, you will receive a confirmation email. The NORKA ID Card will be processed and dispatched to your registered address.
